What is a home inspection?
A home inspection is an objective visual examination of the physical structure and systems of a home, from the roof to the foundation. Having a home inspected is like giving it a physical checkup. If problems or symptoms are found, the home inspector may recommend further evaluation.
What does it include?
The standard home inspectors report will review the condition of the home's heating system, central air conditioning system (temperature permitting), interior plumbing and electrical systems, the roof, attic, and visible insulation; walls ceilings, floors, windows and doors; the foundation, basement, and visible structure.
Why do I need a home inspection?
The purchase of a home is probably the largest single investment you will ever make. To minimize unpleasant surprises and difficulties afterwards, you should learn as much as you can about the condition of the property and the need for major repairs before you buy.
Of course, a home inspection also points out the positive aspects of a home, as well as the maintenance that will be necessary to keep it in good shape. After the inspection, you will have a much clearer understanding of the house you are about to purchase.
If you are already a home owner, a home inspection may be used to identify problems in the making and learn preventive measures that might avoid costly future repairs. If you are planning to sell your home, you may wish to have a home inspection prior to placing your home on the market. This will give you a better understanding of conditions that may be discovered by the buyer's inspector, and give you the opportunity to make the repairs that will put the house in better selling condition.
What will it cost?
The inspection fee for a typical one-house varies geographically, as does the cost of housing. Similarly, within a given area, the inspection fee may vary depending upon the size of the house, particular features of the house, its age, and possible additional services, such as septic, well or radon testing. It is a good idea to check local prices on your own.
However, do not let cost be a factor in deciding whether or not to have a home inspection, or in the selection of your home inspector. The knowledge gained from a home inspection is well worth the cost, and the lowest-priced inspector is not necessarily a bargain. The inspector's qualifications, including experience, training, and professional affiliations, should be the most important consideration
Can a house fail inspection?
No. A professional home inspection is an examination of the current condition of your prospective home. It is not an appraisal which determines market value, or a municipal inspection, which verifies local code compliance. A home inspector, therefore, will not pass or fail a house, but rather describe its physical condition and indicate what may need major repair or replacement.
When do I call in the home inspector?
A home inspector is typically contacted immediately after the contract or purchase agreement has been signed, and is often available within a few days. However, before you sign, be sure there is an inspection clause in the sales contract, making your final purchase obligation contingent upon the findings of a professional home inspection. This clause should specify the terms to which both buyer and seller are obligated.
Do I have to be there?
While it is not required for you to be present for the inspection, it is highly recommended. You will be able to observe the inspector and ask questions directly, as you learn about the condition of the home, how the systems work, and how to maintain it. You will also find the written report easier to understand if you've seen the property first-hand through the inspector's eyes.
What if the report reveals problems?
No house is perfect. If the inspector identifies problems, it doesn't necessarily mean you shouldn't buy the house, only that you will know in advance what to expect. A seller may adjust the purchase price or make repairs if major problems are found. If your budget is light, or if you wish to become involved in future repair work, this information will be extremely important to you.
If the house proves to be in good condition, did I really need an inspection?
Definitely. Now you can complete your home purchase with your eyes open as to the condition of the property and its equipment and systems. You will also have learned many things about your new home from the inspector's written report, and will want to keep that information for future reference.
How long does it usually take?
Home inspections normally take between 2 and 3 hours, depending on several variables. Size and accessibility are important factors.
